Jump to Navigation

Chapter 7 & Chapter 13 Bankruptcy

Colorado Springs Bankruptcy Attorneys

Are you having trouble paying your bills? Are you behind on your mortgage payments? Are creditors pestering you at home and at work? Have recent increases in your interest rates caused you to fall behind on your credit card payments?

Before you reach the crisis stage, you should speak with an experienced attorney about a possible bankruptcy filing. You may be able to obtain debt relief and a new financial start, while keeping your home, your vehicles and your personal property.

McKinney & Associates, P.C., has helped over a thousand people obtain debt relief through the bankruptcy system. We are experienced, knowledgeable and work to obtain maximum debt relief for our clients.

Call 866-968-2013 toll free or send us an e-mail for a free initial consultation.

Debt Relief Through Bankruptcy

Many people get into financial trouble through events beyond their control. The loss of a job, an illness, a divorce or other event can result in unmanageable debts. Is there any way out?

Despite what you may have heard, debt relief through bankruptcy is still available for the vast majority of people. Through a Chapter 7 or Chapter 13 bankruptcy filing, eligible filers can reduce or eliminate debts, stop foreclosure, stop repossession and garnishment — and even eliminate some past due tax debts. You may be able to get a fresh start through bankruptcy and the opportunity to live your real life again.

Choosing the Right Bankruptcy Option

McKinney & Associates, P.C., can review your situation and recommend the right solution for you. Depending on your situation, your bankruptcy options include:

Chapter 7 bankruptcy — eliminates unsecured debts such as credit card debts and medical bills. In almost all cases, you can keep your vehicle and personal property.

Chapter 13 bankruptcy — reduces some debts and rolls the remaining debts into a manageable three or five year payment plan.

Filing for bankruptcy may be a better option for you than seeking a settlement from your credit card company. The IRS can sometimes view a settlement of debt with your credit card company as a "savings" and therefore, taxable income. Bankruptcy does not have that particular downside.

McKinney & Associates, P.C., can handle all aspects of your case from start to finish. You can get debt relief and the chance to get the financial breathing room you need to get a fresh start.

Business Bankruptcy

In addition to helping individuals obtain debt relief, our firm also represents businesses in corporate bankruptcy proceedings. Many small business owners can actually qualify for an individual Chapter 7 or Chapter 13 filing, which can cost less than Chapter 11 and provide certain other advantages.

A lawyer at our firm can review your situation and recommend the right solution for you.

Free Consultation With an Attorney

For a free initial consultation with McKinney & Associates, P.C., in Colorado Springs, call 866-968-2013 toll free or send us an e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

You Don't Have to Feel Trapped. Areas of Guidance
The Law Office of McKinney & Associates, P.C.

405 South Cascade Avenue,
Suite 304
Colorado Springs, CO 80903

Phone: 719-362-5083
Toll Free: 866-968-2013 
Fax: 719-633-9959

Map and Directions